Savings / Money Markets
Whether you are saving for holiday expenses or for a down payment on a home, Isabella Bank offers a variety of programs to achieve your savings goals. We also offer electronic services with our savings and money market accounts, please contact your local deposit specialist for more details.
|
Basic |
Kid's Club
|
Christmas Club
|
Money Market
|
Health Savings Account
|
|
| Minimum Opening Deposit |
$100
|
$1
|
$1
|
$1,000
|
$0
|
| Minimum Balance to Avoid Fee* |
$100
|
N/A
|
N/A
|
$1,000
|
N/A
|
| Service Fee |
$3/Quarter
|
N/A
|
N/A
|
$10/Month
|
N/A
|
| Interest* |
Yes
|
Yes
|
Yes
|
Tiered Rate |
Tiered Rate |
| Perks |
N/A
|
Year-End Bonus**
|
N/A
|
N/A
|
Free Single Checks
|
| Withdrawal / Transfer Restrictions |
6***
|
6***
|
No Withdrawals Allowed
|
6***
|
N/A
|
*Contact your local deposit specialist for additional information and restrictions.
**On December 31st we take the balance at the beginning of the year and subtract it from the year-end balance. For each $5 above the starting balance we will deposit $0.50 into the account, up to a maximum of $10. This will be credited on the first quarterly statement the following year.
***Six pre-authorized transactions per statement cycle, with no more than three by check draft, debit card or similar order made to third parties. See a deposit specialist for applicable fees for overages.
ONLINE BANKING
HELPFUL TOOLS
CURRENT MORTGAGE RATES
30 Year Fixed Rate*
Rate 5% | APR 5.036%
20 Year Fixed Rate*Rate 4.75% | APR 4.798%
15 Year Fixed Rate*Rate 4.375% | APR 4.436%
5 Year Balloon Reset*Rate 5.125% | APR 5.221%
7 Year Balloon Reset*Rate 5% | APR 5.073%
© 2008 Isabella Bank. Created and Maintained by WSI